Chicago ($52/sqft, 24.5% vacancy) and Miami ($78/sqft, 11.8% vacancy) compete on different axes: Chicago on talent depth and Miami on rent and tax.

  • Class A rent: Chicago $52/sqft vs Miami $78/sqft.
  • Vacancy: Chicago 24.5% vs Miami 11.8%.
  • Talent index: Chicago 88 vs Miami 78.
  • Corporate tax: Chicago 28.5% vs Miami 21%.
  • Premium flex/seat/month: Chicago $920 vs Miami $920.

Chicago vs Miami: Class A office comparison

Chicago ($52/sqft, 24.5% vacancy) and Miami ($78/sqft, 11.8% vacancy) compete on different axes: Chicago on talent depth and Miami on rent and tax.

TL;DR

  • Class A rent: Chicago $52/sqft vs Miami $78/sqft.
  • Vacancy: Chicago 24.5% vs Miami 11.8%.
  • Talent index: Chicago 88 vs Miami 78.
  • Corporate tax: Chicago 28.5% vs Miami 21%.
  • Premium flex/seat/month: Chicago $920 vs Miami $920.

Market data side-by-side

MetricChicagoMiami
RegionAmericasAmericas
CountryUnited StatesUnited States
Class A rent (USD/sqft/yr)$52$78
Class A rent (local)52 USD78 USD
Vacancy24.5%11.8%
Trendflatrising
Prime yield7%5.4%
Premium flex / seat / month (USD)$920$920
Submarkets covered65
Corporate tax28.5%21%

Lease norms

MetricChicagoMiami
Typical term10 yrs7 yrs
Typical rent-free22 mos9 mos
Lease normsModified-gross with op-ex escalations over a base year. Rent-free 18-30 months and TI $120-$200/sqft on a 10-year term are current market.Modified-gross structures dominate; 7-10 year terms are common. Free rent of 6-12 months and TI of $80-$140/sqft typical on a 10-year deal. Personal guarantees common for sub-investment-grade tenants.
Tax noteCombined federal + Illinois corporate tax effectively 28.5%. Cook County personal property lease transaction tax applies.21% federal corporate income tax; no Florida state corporate income tax for most pass-through structures. Florida assesses a 5.5% corporate income tax on C-corps. No personal income tax.

Talent

MetricChicagoMiami
Talent index (0–100)8878
Talent noteDeep professional-services, fintech, and trading talent pool. Average all-in compensation indexes 88 vs. New York.Strong bilingual (Spanish-English) finance and legal talent. Deep Latin American banking, asset management, and family-office concentrations. Tech talent is shallower than NY/SF but growing rapidly.

Transit & commute

Chicago: CTA L lines and Metra commuter rail. Union Station and Ogilvie anchor commuter rail; Loop Elevated lines circle the historic CBD.

Miami: Metromover (free downtown), Metrorail to Brickell and Government Center, Brightline regional rail, MIA Mover from Miami International Airport. Brickell and Downtown are walkable; Wynwood and Coral Gables remain car-dependent.

Top submarkets — Chicago

Top submarkets — Miami

Decision criteria

Pick by cost

Chicago is the cheaper Class A market on a USD basis.

Pick by talent depth

Chicago has the deeper talent index (88/100 vs 78/100).

Pick by tax

Miami has the lower headline corporate tax (21% vs 28.5%). Local incentives can change the effective rate materially.

Pick by lease optionality

Chicago typical term is 10 years with 22 months free; Miami runs 7 years with 9 months free.

Pick by transit

Chicago: CTA L lines and Metra commuter rail. Union Station and Ogilvie anchor commuter rail; Loop Elevated lines circle the historic CBD. Miami: Metromover (free downtown), Metrorail to Brickell and Government Center, Brightline regional rail, MIA Mover from Miami International Airport. Brickell and Downtown are walkable; Wynwood and Coral Gables remain car-dependent.

Run a 4-city comparison

Score Chicago, Miami and up to two more markets side-by-side on Class A rent, vacancy, talent, corporate tax, and premium flex pricing — all in USD.

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Frequently asked questions

Is Class A office cheaper in Chicago or Miami?
Chicago is cheaper on a USD basis: $52/sqft vs $78/sqft.
Which has better talent depth, Chicago or Miami?
Chicago indexes higher on talent depth (88 vs 78).
Which has more sublease availability, Chicago or Miami?
Chicago carries higher vacancy (24.5% vs 11.8%) and therefore typically more sublease">sublease overhang.
What lease term should I expect in Chicago vs Miami?
Chicago typical term is 10 years with 22 months rent-free; Miami typical term is 7 years with 9 months rent-free.
How does transit and commuter access compare?
Chicago: CTA L lines and Metra commuter rail. Union Station and Ogilvie anchor commuter rail; Loop Elevated lines circle the historic CBD. Miami: Metromover (free downtown), Metrorail to Brickell and Government Center, Brightline regional rail, MIA Mover from Miami International Airport. Brickell and Downtown are walkable; Wynwood and Coral Gables remain car-dependent.

Editorial provenance

Reviewed by Miriam Hollander — Lead market analyst. Last updated 2026-04-15. See our methodology and editorial standards.

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